Skip to content
Dividends Times

Dividends Times

  • Dividend Safety
  • Stocks
  • ETFs
  • Aristocrats
  • REITs
  • Retirement
  • News
  • Tools
  • Stocks

Julia Santos

Julia Santos is the founding editor of DividendsTimes. She writes about dividend safety, income investing, and building reliable passive income, drawing on a background in finance and accounting. Her rule: every yield comes with its risk, plainly stated.

Dividend Kings: The 50-Year Dividend Streak Club

July 13, 2026 by Julia Santos

Dividend Kings have raised their payout for 50+ straight years, the market’s most elite income track record. Here’s what that streak means.

Categories Dividend Aristocrats Leave a comment

How Much Do You Need to Live Off Dividends?

July 13, 2026 by Julia Santos

Living off dividends comes down to two numbers: your annual spending and your portfolio’s yield. Here’s the simple math, and the caveats.

Categories Retirement Income Leave a comment

REITs Explained: High Yields, Real Risks

July 13, 2026 by Julia Santos

REITs offer some of the market’s highest yields because they must pay out most of their income, but that structure carries specific risks.

Categories REITs Leave a comment

How to Read a Payout Ratio (The Right Way)

July 13, 2026 by Julia Santos

The payout ratio is the single most useful dividend-safety metric, if you read it correctly. Here’s how, using earnings and free cash flow.

Categories Guides Leave a comment

Best Monthly Dividend Stocks for Steady Income

July 13, 2026 by Julia Santos

Monthly dividend payers smooth your income into a paycheck-like rhythm. Here’s what to look for, and the risk to watch.

Categories Dividend Stocks Leave a comment

SCHD vs VYM vs JEPI: Which Dividend ETF Is Right for You?

July 13, 2026 by Julia Santos

SCHD, VYM and JEPI are three popular income ETFs with very different strategies. Here’s how they compare, and who each suits.

Categories Dividend ETFs Leave a comment

What Is a Good Dividend Yield? (And When High Yield Is a Trap)

July 13, 2026 by Julia Santos

A ‘good’ dividend yield isn’t the highest one. Here’s how to judge yield in context, and how to spot a yield trap.

Categories Guides Leave a comment

Dividend Aristocrats 2026: What They Are and Why They Matter

July 13, 2026 by Julia Santos

Dividend Aristocrats are S&P 500 companies that have raised their dividend for 25+ straight years. Here’s why the streak matters, and its limits.

Categories Dividend Aristocrats Leave a comment

DRIP Explained: How Reinvesting Dividends Builds Wealth

July 13, 2026 by Julia Santos

A DRIP reinvests your dividends automatically, buying more shares that pay more dividends. Here’s how compounding really works, and its risks.

Categories Guides Leave a comment

Is the AT&T Dividend Safe? What the Payout Ratio Really Says

July 13, 2026 by Julia Santos

AT&T yields over 6%, but is the payout safe? We read the coverage, free cash flow, and debt, with the risk stated up front.

Categories Dividend Safety Leave a comment
© 2026 Dividends Times • Built with GeneratePress