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Julia Santos

Julia Santos is the founding editor of DividendsTimes. She writes about dividend safety, income investing, and building reliable passive income, drawing on a background in finance and accounting. Her rule: every yield comes with its risk, plainly stated.

OPEC+ agrees September oil hike, completing rollback of voluntary production cuts

August 2, 2026 by Julia Santos

OPEC+ agrees to a September oil production hike, completing the rollback of voluntary cuts. What the decision means for crude prices and energy dividends.

Categories News Tags crude oil, CVX, dividend stocks, energy sector, OPEC+, XLE Leave a comment

5 warning signs a dividend cut is coming

August 2, 2026 by Julia Santos

Learn the 5 warning signs a dividend cut is coming. Use this checklist with live payout ratios and free cash flow data to protect your income portfolio.

Categories Dividend Safety Tags dividend checklist, dividend cut, dividend safety, free cash flow, income investing, payout ratio Leave a comment

JEPI and JEPQ explained: where those double-digit yields really come from

August 2, 2026 by Julia Santos

JEPI and JEPQ explained: how covered-call ETFs produce double-digit yields, why payouts vary monthly, the upside cap, tax treatment, and who they suit.

Categories Dividend ETFs Tags covered-call ETFs, income investing, JEPI, JEPQ, monthly dividend ETFs, options income Leave a comment

Oil above $90: are energy dividends like Exxon and Chevron built to last?

August 2, 2026 by Julia Santos

Oil above $90 raises the question: are energy dividends from Exxon and Chevron built to last? We break down payout ratios, cycle risk, and what to watch.

Categories Dividend Stocks Tags Chevron, dividend safety, energy dividends, Exxon Mobil, oil prices, payout ratio Leave a comment

How to build a $1,000-a-month dividend portfolio: realistic math, real risks

August 2, 2026 by Julia Santos

How much do you really need for a $1,000-a-month dividend portfolio? We run the math at real yields, show three blends, and explain why chasing shortcuts back

Categories Retirement Income Tags dividend investing, dividend portfolio, dividend reinvestment, passive income, portfolio strategy, retirement income Leave a comment

Treasury yields at 19-year highs: what it really means for dividend stocks

August 1, 2026 by Julia Santos

Treasury yields at 19-year highs pressure dividend stocks. We break down which sectors suffer, which benefit, and what income investors should do now.

Categories News Tags dividend stocks, dividend yield, Fed interest rates, income investing, REITs, treasury yields Leave a comment

Qualified vs ordinary dividends: how dividend income is actually taxed

August 1, 2026 by Julia Santos

Learn how qualified vs ordinary dividends are taxed, including the 61-day holding period rule, capital gains brackets, and REIT and ETF exceptions.

Categories Retirement Income Tags dividend income, dividend taxes, ordinary dividends, qualified dividends, retirement income, tax planning Leave a comment

August 2026 dividend calendar: every date that matters this month

August 1, 2026 by Julia Santos

August 2026 dividend calendar with confirmed pay dates for T, VZ, ABBV, O, CL, PG, JEPI, JEPQ, QYLD, SPHD, and DIA. Plan your income month.

Categories News Tags August 2026, dividend calendar, dividend ETFs, dividend pay dates, income investing, monthly dividends Leave a comment

Best dividend stocks to buy in August 2026

August 1, 2026 by Julia Santos

Our best dividend stocks to buy in August 2026: 5 picks with verified yields, payout ratios, and pay dates. Data-driven, no hype.

Categories Dividend Stocks Tags August 2026 dividends, dividend investing, dividend stocks, ex-dividend calendar, income stocks, payout ratio Leave a comment

Fed holds rates steady as Treasury yields jump, raising questions about Warsh’s credibility

July 31, 2026July 30, 2026 by Julia Santos

Fed Chairman Warsh held interest rates steady but Treasury yields jumped. What the credibility debate means for income investors and bond portfolios.

Categories News Tags federal reserve, income investing, inflation, interest rates, Kevin Warsh, treasury yields Leave a comment
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