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Julia Santos

Julia Santos is the founding editor of DividendsTimes. She writes about dividend safety, income investing, and building reliable passive income, drawing on a background in finance and accounting. Her rule: every yield comes with its risk, plainly stated.

Top analysts highlight 3 financial stocks yielding over 10%

July 31, 2026July 27, 2026 by Julia Santos

Wall Street’s most accurate analysts weigh in on 3 financial stocks with dividend yields above 10%. Here’s what income investors should know.

Categories Dividend Stocks Tags dividend stocks, financial stocks, high yield, income investing, Wall Street analysts Leave a comment

Ex-dividend dates approaching for 10 stocks this week

July 31, 2026July 27, 2026 by Julia Santos

Ten stocks go ex-dividend the week of July 27, 2026. Here is what dividend investors need to know about qualifying for upcoming payouts.

Categories Dividend Stocks Tags dividend stocks, ex-dividend dates, income investing, weekly dividends Leave a comment

Flagstar sets September 17 payout date for four preferred stock dividends

July 31, 2026July 27, 2026 by Julia Santos

Flagstar Financial declares dividends on four preferred stock series with a September 17 payout date. Here is what income investors need to know.

Categories Dividend Stocks Tags banking sector, dividend payout, FLG, preferred stock Leave a comment

Dividend Kings: The 50-Year Dividend Streak Club

July 31, 2026July 13, 2026 by Julia Santos

Dividend Kings have raised their payout for 50+ straight years, the market’s most elite income track record. Here’s what that streak means.

Categories Dividend Aristocrats Tags blue chip stocks, dividend growth, Dividend Kings, dividend streak, income investing Leave a comment

How Much Do You Need to Live Off Dividends?

July 31, 2026July 13, 2026 by Julia Santos

Living off dividends comes down to two numbers: your annual spending and your portfolio’s yield. Here’s the simple math, and the caveats.

Categories Retirement Income Tags dividend income, financial independence, passive income, retirement income Leave a comment

REITs Explained: High Yields, Real Risks

July 31, 2026July 13, 2026 by Julia Santos

REITs offer some of the market’s highest yields because they must pay out most of their income, but that structure carries specific risks.

Categories REITs Tags dividend risks, high yield, income investing, real estate, REITs Leave a comment

How to Read a Payout Ratio (The Right Way)

July 31, 2026July 13, 2026 by Julia Santos

The payout ratio is the single most useful dividend-safety metric, if you read it correctly. Here’s how, using earnings and free cash flow.

Categories Guides Tags dividend investing, dividend safety, fundamental analysis, payout ratio Leave a comment

Best Monthly Dividend Stocks for Steady Income

July 31, 2026July 13, 2026 by Julia Santos

Monthly dividend payers smooth your income into a paycheck-like rhythm. Here’s what to look for, and the risk to watch.

Categories Dividend Stocks, News Tags dividend stocks, income investing, monthly dividends, steady income Leave a comment

SCHD vs VYM vs JEPI: Which Dividend ETF Is Right for You?

July 31, 2026July 13, 2026 by Julia Santos

SCHD, VYM and JEPI are three popular income ETFs with very different strategies. Here’s how they compare, and who each suits.

Categories Dividend ETFs Tags dividend ETFs, ETF comparison, JEPI, SCHD, VYM Leave a comment

What Is a Good Dividend Yield? (And When High Yield Is a Trap)

July 31, 2026July 13, 2026 by Julia Santos

A ‘good’ dividend yield isn’t the highest one. Here’s how to judge yield in context, and how to spot a yield trap.

Categories Guides Tags dividend investing, dividend yield, high yield, yield trap Leave a comment
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