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Julia Santos

Julia Santos is an accountant and the founding editor of Dividends Times, with a specialization in cryptocurrency taxation from Faculdade Trevisan (Brazil). She covers dividend safety, income ETFs and income investing, and every yield comes with its risk, plainly stated.

Wayfair posts 7.5% revenue growth as online furniture demand rebounds in Q2 2026

October 13, 2026August 11, 2026 by Julia Santos

Wayfair (W) posted 7.5% revenue growth in Q2 2026 with U.S. sales up 8.7%. What the online retailer’s rebound means for consumer spending and income investors

Categories News Tags consumer discretionary, consumer spending, e-commerce, earnings, online retail, W Leave a comment

Oil spike and rising yields drag stocks lower ahead of key inflation reports

October 13, 2026August 11, 2026 by Julia Santos

Stocks pulled back as Strait of Hormuz tensions boosted oil prices and yields ahead of critical inflation data this week. What it means for investors.

Categories News Tags bond yields, energy stocks, federal reserve, inflation data, oil prices, Strait of Hormuz Leave a comment

Oil spike hammers stocks after Iran blocks Strait of Hormuz reopening again

October 13, 2026August 11, 2026 by Julia Santos

U.S. stocks fell after Iran blocked Strait of Hormuz reopening, driving another oil spike and fresh inflation fears for income investors.

Categories News Tags energy stocks, federal reserve, geopolitics, inflation, oil prices, Strait of Hormuz Leave a comment

Treasury yields rise as markets weigh Fed hike or hold in September

August 29, 2026August 10, 2026 by Julia Santos

Treasury yields rise alongside the dollar and oil prices as markets price in nearly equal chances of a Fed hike or hold at the September meeting.

Categories News Tags federal reserve, income investing, interest rates, oil prices, treasury yields, US dollar Leave a comment

How Trump’s next tariffs could drive companies back to China

October 13, 2026August 10, 2026 by Julia Santos

Peterson Institute research warns Trump’s next tariffs could push companies back to China, raising costs for US manufacturers and dividend investors.

Categories News Tags China trade war, dividend stocks, manufacturing, supply chain, tariffs, Trump tariffs Leave a comment

The 4% rule vs living off dividends: which retirement strategy actually works?

August 29, 2026August 9, 2026 by Julia Santos

The 4% rule vs living off dividends: where each strategy works, where each breaks, and the hybrid approach most retirees actually use.

Categories Retirement Income Tags 4% rule, dividend investing, income investing, retirement income, retirement planning, withdrawal strategy Leave a comment

Bond ladder vs dividend stocks for retirement income at 19-year-high yields

August 29, 2026August 9, 2026 by Julia Santos

Bond ladder vs dividend stocks for retirement income: how to weigh locked-in yields against dividend growth when long Treasury rates sit at 19-year highs.

Categories Retirement Income Tags bond ladder, dividend stocks, income investing, portfolio strategy, retirement income, treasury yields Leave a comment

Sequence of returns risk: the retirement danger nobody explains

August 29, 2026August 9, 2026 by Julia Santos

Sequence of returns risk can wreck a retirement portfolio even with solid average returns. Learn why the first 5 years matter most and how dividends help.

Categories Retirement Income Tags dividend investing, income investing, portfolio withdrawal strategy, retirement income, retirement planning, sequence of returns risk Leave a comment

SCHD vs DGRO vs VIG: which dividend growth ETF fits your portfolio?

August 29, 2026August 9, 2026 by Julia Santos

SCHD vs DGRO vs VIG: we break down methodology, yield vs growth trade-offs, and which dividend growth ETF fits income or total-return investors.

Categories Dividend ETFs Tags DGRO, dividend growth ETF, dividend investing, ETF comparison, SCHD, VIG Leave a comment

How much emergency fund before you start investing

August 29, 2026August 8, 2026 by Julia Santos

Learn how much emergency fund you need before investing, where to park it at today’s high short rates, and when the 3-6 month rule flexes.

Categories Guides Tags beginner investing, emergency fund, high-yield savings, investing basics, personal finance, T-bills Leave a comment
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